Qonto vs Sellsy
 Qonto |  Sellsy | |
|---|---|---|
| Rating | ⭐ 4.5 / 5 | ⭐ 4.2 / 5 |
| Category | Accounting & finance | Accounting & finance |
| Pricing model | Paid | Paid |
| From | ~€9/month ex VAT | ~€39/user/month ex VAT |
| Ease of use | Beginner | Intermediate |
| French interface | Yes | Yes |
| API | Yes | Yes |
| Website | Visit → | Visit → |
Our verdict: Qonto
The essential business account for European SMEs who want to leave traditional banking without sacrificing accounting integrations. Ideal for teams of 1 to 50 people with multi-collaborator card and expense needs. Avoid if you need significant overdraft facilities or credit access: Qonto remains a payment service provider, not a bank.
Our verdict: Sellsy
The best all-in-one French tool for a commercial SME (5 to 50 employees) that invoices in France and wants to merge CRM and financial management without multiplying subscriptions. Ideal for sales teams with long cycles (quotes, follow-ups, collections). Avoid if you do not need CRM: Pennylane or Tiime are more affordable for accounting alone.
We look at what you actually need and tell you which one to set up (or a third that fits better).
Ask us →