Brex
Corporate cards, expense management, and financial AI for high-growth companies
Overview
Brex is an American corporate finance platform offering corporate cards without personal guarantees, automated expense management, invoice payments, and travel management tools. Acquired by Capital One in April 2026, Brex targets fast-growing startups and SMEs needing dynamic credit limits tied to cash position.
The free plan (Essentials) covers basic use cases with cards and expense reports. The Premium plan at $12/user/month adds multi-entity support, advanced ERP integrations, and complex approval workflows. Like Ramp, Brex is limited to the US market.
Our verdict
Relevant for US tech startups wanting corporate cards without personal credit checks and integrated spend management. Since the Capital One acquisition, the standalone product's future is uncertain. For an international SME, Spendesk or Qonto remain the direct alternatives.