Ramp
The all-in-one platform to manage expenses, cards, and vendors effortlessly
Overview
Ramp is an American expense management platform combining virtual and physical cards, expense reports, accounts payable automation, and real-time budget control. The base plan is entirely free, making it one of the rare enterprise-grade tools accessible without subscription.
Built for English-speaking SMEs and scale-ups, Ramp excels at automation: AI receipt capture, instant invoice matching, and cash flow dashboards. Native integrations with QuickBooks, Xero, or NetSuite eliminate double entry. Heads up: the solution is only available for US-based companies.
Our verdict
Ideal for a US or Franco-American SME wanting to replace traditional corporate cards without paying for additional software. Skip it if your company is based outside the US: Ramp doesn't yet serve other markets. US CFOs will love it; others will look elsewhere.