Xero

Xero is online accounting software built for freelancers and small businesses: quote and invoice creation, online collection, vendor bill entry and tracking, automated bank reconciliation, document capture and real-time financial reports. The international edition displays three monthly formulas: Starter at $29 per month (limited to 20 customer invoices and 5 vendor bills), Standard at $50 per month (unlimited invoices, custom dashboards, 60-day cash flow forecast) and Premium at $75 per month (multi-currency, ratio analysis, 180-day forecast). An 80% discount on the first three months is displayed on the pricing page, bringing Starter to $5.80 per month over that period, and the subscription is cancellable with one month's notice.

Xero offers neither interface nor official site in French: the product, documentation and support remain in English, and the publisher does not operate a localized edition for France, ruling out native French VAT handling or production of a FEC. The tool thus targets French-speaking structures whose accounting is kept overseas or whose accountant works in English. A documented public API and a marketplace of several hundred applications let you connect bank, payroll, e-commerce or expense tracking. The caps on the Starter plan (20 customer invoices, 5 vendor bills per month) are reached quickly once activity truly runs, pushing rapidly to Standard, significantly more expensive.