Indy vs Pennylane
 Indy |  Pennylane | |
|---|---|---|
| Rating | ⭐ 4.4 / 5 | ⭐ 4.5 / 5 |
| Category | Accounting & finance | Accounting & finance |
| Pricing model | Freemium | Freemium |
| From | ~€0 (free) or ~€12/month | ~€14/month ex VAT |
| Ease of use | Beginner | Beginner |
| French interface | Yes | Yes |
| API | — | Yes |
| Website | Visit → | Visit → |
Our verdict: Indy
The free reference for independent professionals filing in France who want to self-manage without paying an accountant every month. Ideal for freelancers, consultants or healthcare professionals in private practice. Avoid if you are incorporated with employees or run an SCI: you will need to move to Pennylane or Dougs.
Our verdict: Pennylane
Pennylane is the best choice for a French SME that wants fluid collaboration with its accountant without switching tools, and it only makes sense for a company that files its accounts in France. PDP registration is a real advantage for planning ahead for 2026. Avoid if you have no accountant or are looking for a free solution: entry-level plans remain limited.
We look at what you actually need and tell you which one to set up (or a third that fits better).
Ask us →