Square vs SumUp
 Square |  SumUp | |
|---|---|---|
| Rating | ⭐ 4.3 / 5 | ⭐ 4.4 / 5 |
| Category | Point of sale & payments | Point of sale & payments |
| Pricing model | Freemium | Freemium |
| From | Square Point of Sale free; Square for Restaurants Plus EUR 59 net/month per location; 1.65% commission in person (EEE cards), 1.4% + EUR 0.25 online; Square Reader EUR 19, Terminal EUR 165, Register EUR 699 | Free POS software (EUR 0/month); POS Plus EUR 39/month net; commission 1.75% per transaction, reduced to 0.89% with Plus Payments at EUR 19/month; SumUp terminal from EUR 399 net |
| Ease of use | Beginner | Beginner |
| French interface | Yes | Yes |
| API | Yes | Yes |
| Website | Visit → | Visit → |
Our verdict: Square
Best for shops and restaurants who want free POS software, one of the market's lowest in-person commissions (1.65%), and hardware available immediately, with the software cost and the per-transaction commission kept clearly apart. Not for you if you trade in France and your priority is an NF525 certificate from an accredited French body: Square relies on an attestation and pre-audit, to be validated before committing.
Our verdict: SumUp
Best for merchants, tradespeople, and small restaurateurs trading in France who want a POS certified under French VAT anti-fraud law (NF525) without a mandatory subscription, and a payment terminal in the same contract. Outside France the certification means nothing to you and SumUp competes on its commission and its hardware alone. Not for you if you manage a restaurant with complex table service or multiple locations: floor management and multi-site control lag well behind specialized restaurant POS systems.
We look at what you actually need and tell you which one to set up (or a third that fits better).
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