Square vs Zettle by PayPal
 Square |  Zettle by PayPal | |
|---|---|---|
| Rating | ⭐ 4.3 / 5 | ⭐ 4.2 / 5 |
| Category | Point of sale & payments | Point of sale & payments |
| Pricing model | Freemium | Freemium |
| From | Square Point of Sale free; Square for Restaurants Plus EUR 59 net/month per location; 1.65% commission in person (EEE cards), 1.4% + EUR 0.25 online; Square Reader EUR 19, Terminal EUR 165, Register EUR 699 | POS app included without monthly subscription; 1.75% commission per in-person transaction; PayPal Reader from EUR 29 net (EUR 79 net per additional reader), PayPal Terminal from EUR 199 net, POS kits from EUR 229 net |
| Ease of use | Beginner | Beginner |
| French interface | Yes | Yes |
| API | Yes | Yes |
| Website | Visit → | Visit → |
Our verdict: Square
Best for shops and restaurants who want free POS software, one of the market's lowest in-person commissions (1.65%), and hardware available immediately, with the software cost and the per-transaction commission kept clearly apart. Not for you if you trade in France and your priority is an NF525 certificate from an accredited French body: Square relies on an attestation and pre-audit, to be validated before committing.
Our verdict: Zettle by PayPal
Best for small shops, markets, food trucks, and tradespeople who want to start taking payments from day one without a subscription, on a EUR 29 net reader; if you trade in France, the LNE certification covers your anti-fraud obligation. Not for you if your volume exceeds a few thousand euros per month: the fixed 1.75% commission eventually costs more than a subscription with reduced commission, and the POS does not manage the floor or kitchen.
We look at what you actually need and tell you which one to set up (or a third that fits better).
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